Ricardo Luz is a partner of Civitta Portugal; Founder of Gestluz Consultores, Matching Ventures and Absolute H.; Vice-President of EBAN’s Board. Founder of Invicta Angels (https://invictaangels.pt) – Associação de Investidores early-stage do Norte (Portugal). Executive Board Member of Instituição Financeira de Desenvolvimento (now BPF).
Founder & Vice-President of FNABA(www.fnaba.org), the Portuguese Federation of Business Angels Associations.
Former Board member of several SME´s and private associations, and Consultant of Strategy, Business and Competitiveness.
Former Professor of Higher Education of Courses of Management, Sales and Finance. Undergraduate Degree in Economics and Master degree in Design for Sustainability. Postgraduate Degrees in Political Journalism and National Defense Auditor.
Member of the Fiscal Council of 321 Crédito, IFC, SA and Payshop, SA. EBAN Board Member (https://www.eban.org/eban-board/) and Chairman of the “Financial institutions partnerships” strategic area in EBAN. Executive Board Member of the “Portuguese DFI (IFD)”( http://www.ifd.pt/pt/) where the last VC fund was 200 Mill euro along with European Investment Bank. Ricardo holds a degree in Economics from the University of Porto.
